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Several federal agencies have issued final rules updating the process used to settle payment disputes between health plans and out-of-network providers. These updates are part of the implementation of the No Surprises Act, which was designed to protect patients from unexpected medical bills when they receive care from providers who do not have a contract with their insurance plan.

Why it matters: This matters because it clarifies the rules for insurers and providers on how to resolve payment disputes quickly. For patients, it reinforces protections against balance billing in specific scenarios. While this is largely an administrative update to comply with court orders, it ensures that the dispute resolution mechanism remains functional and legally compliant.

Who it affects

  • Health insurance plans and issuers offering group or individual coverage

This rule was issued by the Departments of Treasury, Labor, HHS, OPM, and the Employee Benefits Security Administration; you should check the original document in the Federal Register for full legal details before relying on it.

Agency: Personnel Management Office, Treasury Department, Internal Revenue Service, Labor Department, Employee Benefits Security Administration, Health and Human Services Department
Source: Federal Register — read the official document

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